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New & Used Cars and Trucks
We finance 100% of the purchase price of new cars and
trucks, and the NADA trade-in value for used vehicles. If you are shopping for a new vehicle, we can
pre-approve your loan.
See rates & terms below
Same rates for boats, campers, 4-wheelers, and other recreational vehicles. Actual
interest rates on all loans except real estate loans will be
determined by Beacon Score.
Life and disability insurance protection
available.
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Home Equity Loans & Land Loans
We finance 80% of the appraised value of your home minus
the first mortgage balance.
Rate is subject to change monthly.
Member
pays all closing cost.
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All vehicles purchased within 180 days
or demos with less than 20,000 miles will receive the new
car rates.
GAP Insurance -For your protection, we now offer GAP Insurance at a low
cost, on all auto and boat loans. If your vehicle is
stolen or totaled in an accident, this insurance will pay
the difference between the balance owed and the amount
settled by your car insurance company. Call for additional
information.
SPECIAL LOAN
PROMOTION: 4.75%-5.75% rate on new vehicles
(BEACON SCORE OF 720 OR
HIGHER TO QUALIFY)
New Vehicle Rates
| Annual Percentage Rate (%) |
Months |
|
| 5.75 |
up to 72
months |
|
| 5.25 |
up to 60 months |
|
|
| 4.75 |
up to 48
months |
|
| 4.25 |
36 months |
|
72 month term available on new vehicles when financing
$18,000 or more.
Used Vehicle Rates
Year |
Annual Percentage
Rate (%) |
Months |
| 2010-2007 |
6.75 |
60 |
| 2003-2006 |
7.00 |
48 |
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Loan |
Rate |
Term |
| Home Equity |
Prime Rate
Variable |
15 Years |
| Land Loan |
Prime Rate
Variable |
10 Years |
Zero equity loans available at
5.75% fixed rate, with closing costs of only $200 for 72
months.
Personal Loans
You can borrow up to $10,000.00 unsecured based on your credit report and debt ratio.
Amount |
Annual Percentage
Rate (%) |
Months |
| Advances under $1,000.00 |
16.00 |
up to 24 months |
| $1,001.00 to $1,999.99
|
14.00 |
up to 60
months |
above $2,000 |
12.00 |
up to 60
months |
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